2/23/2006

Darling, for your love, I ain't found no life saver yet

Sunday the kids came over for the pay per view. It was the last of the three christmas wrestling shows the mate and his eldest did for each other and the rest of the kids. It wasn't quite so healing as last time. It had that "last time" aura of saddness in it that I am so aware of and that the kids are just finding.

We still all managed to have a pretty good time. I had photos all sorted out for the new family historian to work with and some for all of them of their dad and grampa. One of the nephews made it over as well and he will be joining the army soon. I have been trying to think of something special for him. The Undertaker lost his match by a fluke and then they packed up the extra pizza and headed for home. The house always feels emptier when it has been full....

I got the coffee on for morning and headed for bed. Monday I told the boss I needed Wednesday off to do paperwork on probating the will. I got through that day, someone came over Monday night, oh, Mom brought my foster sis and her kid because they were out looking at deer. And I made it through Tuesday and Bible Study, the sis brought her fun sis in law and the cousin made it over. We made soft tacos and burritos. The sis brought chicken from a deli. Nice visit with everyone.

Then Wednesday I started finding sorting and filing the paper work for the estate inventory and filing for probate of the estate. I can't find out what determines the value of an estate for sure. I got the inventory done and the value estimates for the cars from the Kelly Blue Book and one for the motorcycle. When you figure the equity in the house and the value of the vehicles and guns and the VA and SS and Visa insurance with the costs of the funeral it looks like the estate has a total of less than $5000.00. If I have it wrong then I have to go through a full probate. If I am right I can do an informal probate - probably without a lawyer. The trick is finding out when all you get at the Legal Aide Center is put on hold. Every time.

Every time I started for the bank to do the insurance for the credit card someone called or the furnace quite running again. I got there just as they locked the doors. The nice ladies knew I was coming and let me in.

One more thing I learned the hard way, ladies. The insurance on a joint credit card only covers the primary customer. If your mate is the primary, as is common, they will pay off the amount due BUT they also close out the card. This means that you have no magic plastic to fly someone in for the funeral, fix a furnace, get a rental car or anything else for the 4 to 8 weeks it takes to get a new card.

And if you die first the mate still has to pay off the credit cards. Go out now and get YOUR OWN credit card with you as the primary. Use it enough to establish your credit with them well. This way you have emergency credit until the estate is settled even after they close the joint card.

So I digested the fact that I had become used to knowing I could handle up to our limit in an emergency with plastic. Then I realized I can do nothing to fix the stupid furnace or the thermostate on the water heater or anything else that might go wrong in the next two to six months until the estate is probated and I can sell the bike and trailer. Why? Because after a year of only one of us working I have no major savings at all. Barely any minor. I have to go to work or the whole party comes apart. This is not a good feeling. All I can do is pray I can hold everything together a little longer and don't have anything break all the way before then. Or that the credit card comes through with anything like the same limit in less than normal time.

After all the bad news of the day I was glad to have something more positive to look forward to. I had arranged to meet a friend of the mate's from work for a cup of coffee and to give him a little rememberance of the mate. It was just a photo and a special to him and the mate themed desktop and screen saver but they were both just right. This guy and the mate were the live comedy team where they worked and were really good friends that just ran out of time to spend together.

We got a munchie and talked about an hour. He loved the gifts and they made him laugh. He talked about the mate fixing his boat motor and how much he respected his abilities mechanically and then he said, "He was just the kind of guy that made you want to hang around with him, you know? He was fun and he made you laugh and he made you feel good about yourself, too."

I was gonna lose it. It was so true. When you respect someone's opinion and their opinion is that you are a good person, you feel like you are, maybe, even a better person than you thought you were. It's part of what he gave me everyday. An unspoken but visible approval of you just the way your are. I think it is the closest anyone as come to describing what was really special about him. He never expected anyone to be anything to suit him, he liked them the way they really were. He was real with them, he didn't pretend to be anything for anyone. If they didn't like him they would go away and that suited him fine.

And then the friend had to get back to his family and I had to get home and let the dogs out. But it helped to share a little of the pain and get his opinion on things I was trying do or decide. I think it helped that I just got out of the house for a while. And had someone to talk to that was really there. I tend to want to huddle down at the house where it's ok if I go off my rocker a little or have to cry loudly.

The nephew is supposed to get the truck one night soon to go through it. The Eldest Boy is coming down with the family one day this weekend just to visit. I think on Sunday I will try to get out and visit with a few more friends. I need to shop for dog food and some groceries for lunches, too. So I am staying busy.

But then Bosephus sings "Old Habits" and I fall to pieces. You just never know what will set you off. And you think you better stay home because you might embarrass yourself or your friends.

Then you figure you will think about it tomorrow, put the coffee on for morning, lay out your clothes for work, give the dogs a last outside and lay down in the king sized bed to try and sleep a few hours before the next day starts it all over again.

Comments: 7 Comments:
At 24/2/06 12:51 AM, Blogger KarbonKountyMoos said...

Oh Val, I don't know what's worse. . . a sudden unexpected death - or a long drawn out one. I don't think that we're ever prepared.

 
At 24/2/06 5:14 AM, Blogger Kira said...

I SHOULD know from my parents to always be prepared for everything because one never knows what will happen, but I'm afraid I think I've been avoiding thinking of preparations in case Alex and I die either separately or together. It IS something I should have set up and in play for the second we get married. I'm not even sure about where he'd prefer to be burried or whatnot since he's French but born in England and now here. That's three countries as options. I'm ok on the credit card issue, but he's not. I actually already added his name to one of my credit cards because I wanted him to have one. He has a Visa, but the vast majority of Visas in Europe are debt cards, NOT credit cards, so that's definitely not a source of instant credit for him should something go awry. And, unlike me, his family is alllllll broke, so he'd be screwed. My life insurance policy is set to my minor children, but I think that should be ok. If I died and he's fine and healthy, his international MBA degree he finishes up in May of 2007 should set him up nicely. And if he's injured, he can always go back to France and be completely taken care of by their socialist government.

Ug, it's too much to think about NOW...I can't even begin to imagine what it's like to think about after a loved one's sudden death. It WOULD be easier to get all that worked out now. I'll try to discuss it with him this weekend when I'm at his place taking care of him (he's sick...some wierd illness that is as of yet unidentified...and yes that makes me nervous).

He HAS, however, made sure his life insurance policy through his internship has me as a beneficiary just in case. That will only be useful, however, as long as he's working there.

I can't imagine having to deal with all this AND my grief at the same time. I'm so sorry you have to do it, Val, although I admire the strength I see in you with every post as you DO go on to the next day and manage whatever you can.

 
At 24/2/06 8:20 AM, Anonymous Anonymous said...

Putting my 2 cents in after having been through similar with Darrell...go visit your friends!! Either you will have a good time and be able to push things to the back of your mind for a time, or you will cry and it will give your friends the chance to comfort you...to feel that they can actually be useful in a situation that leaves us feeling helpless. We hate that feeling!!

As far as the 'unexpected' making you cry, that's so normal. If you know that you have something coming up...say an anniversary or the 'first' of something, then you are braced, you are expecting it and you can normally weather it. It's the little things that catch you unaware that tear you up...they seem to hurt worse than the 'big' things.

I wish that I could tell you that there was some type of magic that would get you through this period...but you are doing what is necessary, taking it one day...one hour...one minute at a time because thinking of longer periods makes us crazy and makes everything seem unbearable. So do what you have to do...get out there as much as you can bear, hide out when you need to hide out and know that we are praying for you! We love you!

Reb

 
At 24/2/06 10:33 AM, Blogger Valerie - Still Riding Forward said...

Hi Karbon, I have experienced both. With my step dad going from functioning to being a quad that couldn't talk I have to say that, while his death still surprised us, we were so glad he was free of the body that was holding him down that his death was a relief for us.

My mate was never "here"from the moment I got to his side I knew he was leaving me. It's a shock because he was one of those that covers all his bases, never loses anything important and had reflexes like a hunting cat.

But I think the pain of losing the one that is with you every day is the same in both cases. How they went doesn't change how badly you miss them.

And Kira, For the kids and each of you, this needs to be dealt with. Call around and find a funeral director you feel comfortable with then get an appointment. If you both decide on burial over seas or cremation and dispersion over France they can still help you with it.

Just put all the proper paperwork in ONE file, you can get a list on line, and that takes care of half the problem.

And Reb, my comfort from you and your partner is I know you understand the confusion I am dealing with and I never have to worry about embarrassing you or freaking you out because you have both been there.

Thank you all for helping me here, I really need the encoragement and distraction.

 
At 24/2/06 3:28 PM, Anonymous Anonymous said...

I wish I had more to offer you. I wish I could step through this computer screen and enter your kitchen. I would give you a hug and share a cup of coffee.

 
At 25/2/06 9:31 PM, Blogger Fred said...

Hi Val -- keep writing and spending time with loved ones. I've been away for a bit so I need to catch up.

Hope you're hanging in there.

 
At 26/2/06 9:53 AM, Blogger Valerie - Still Riding Forward said...

Welcome back Fred, I have missed you and Anvil a lot.

I thought maybe I am so depressing to read now, you went away.

Hanging...

 

Post a Comment

<< Home